Techno-Sharia in the Age of Intangible Assets: Digital Inheritance of Metaverse Property
Abstract
The emergence of intangible digital assets within the Metaverse, notably Non-Fungible Tokens (NFTs) adhering to the ERC-721 and ERC-1155 standards, presents significant challenges to Islamic inheritance law (farāʾiḍ), which has traditionally been predicated on tangible notions of property. Situated within the nascent discourse of Techno-Sharia, this study undertakes a reconstruction of the classical concept of māl (property) to ascertain the legal status and inheritability of such digital assets. Utilizing a qualitative, library-based methodology, the research employs a taḥlīlī (analytical) and muqāran (comparative) fiqh approach to deconstruct juristic criteria of māl and apply them to blockchain-based assets. The findings indicate that Metaverse assets satisfy the three fundamental conditions of māl: recognized market value (al-taqawwum), permissible utility (al-manfaʿah), and exclusive control through cryptographic ownership, which functions as a contemporary analogue to al-ḥiyāzah (possession). Accordingly, these assets qualify as part of the tirkah (inheritable estate). Nonetheless, their inclusion introduces considerable challenges for the implementation of farāʾiḍ, including inaccessible wallets resulting from lost private keys (rendering assets māl dāʾiʿ), valuation volatility (taqwīm), indivisibility (qismah), and conflicts between immutable smart contracts and Sharia-based distribution principles. This study proposes the adoption of fractionalized NFTs (fNFTs) and the development of Sharia-compliant smart contracts to ensure accessibility, validity, and justice in digital inheritance practices.
Full text article
References
Ahmed, Habib. “Security Tokens, Ecosystems and Financial Inclusion: Islamic Perspectives.” International Journal of Islamic and Middle Eastern Finance and Management 17, no. 4 (2024): 730–745. https://doi.org/10.1108/imefm-04-2024-0195.
Aidonojie, Paul Atagamen, Obieshi Eregbuonye, Afolabi Toyin Majekodunmi, and Michael Inagbor. “The Prospect and Legal Issues of Income Tax in the Nigerian Metaverse.” Trunojoyo Law Review 6, no. 1 (2024): 17–50. https://doi.org/10.21107/tlr.v6i1.23874.
Aksoy, Pinar Caglayan. “The Regulation of NFTs: Much Ado About Nothing?.” Business Law Review 44, no. 4 (2023): 128–145. https://doi.org/10.54648/bula2023016.
Al Zuraib, Mohammd Ali. “Cryptocurrencies and Blockchain in Islamic Jurisprudence: A Comparative Legal and Economic Study.” Int. J. Environ. Sci. 11, no. 1s (2025): 659–661. https://doi.org/10.64252/ncq8cs85.
Ali, Mohammad Mahbubi, and Rusni Hassan. “The Objective of Shariah in Islamic Finance: Its Relevance and Application.” ISRA International Journal of Islamic Finance 10, no. 2 (2018): 196–209. https://doi.org/10.1108/IJIF-07-2018-0075.
Ananda, Firdaus Fika, and Irsan. “Pengaruh Perkembangan Cryptocurrency Sebagai Objek Harta Warisan Perspektif Ulama Kontemporer.” Usrah Jurnal Hukum Keluarga Islam 6, no. 3 (2025): 30–51. https://doi.org/10.46773/usrah.v6i3.1906.
Antonius, Wiliam, and Amad Sudiro. “The Right of Inheritance of the Second Wife According to the Civil Code (Study of Supreme Court Decision Number 942/K/PDT/2022).” Interdiciplinary Journal and Hummanity (Injurity) 2, no. 11 (2023): 967–974. https://doi.org/10.58631/injurity.v2i11.148.
Astrakhantseva, Irina, and Roman Astrakhantsev. “Cryptocurrency as a New Financial and Legal Instrument: Defining Cryptoassets in Property Law.” SHS Web of Conferences 93 (2021): 02002. https://doi.org/10.1051/shsconf/20219302002.
Atrik, Sakshi, and Shrsuhti Zade. “Metaverse Crypto Exchange.” International Journal of Scientific Research in Engineering and Management 7, no. 10 (2023): 1–11. https://doi.org/10.55041/ijsrem26455.
Behl, Abhishek, Vijay Pereira, Achint Nigam, Samuel Wamba, and Rahul Sindhwani. “Knowledge Development in Non-Fungible Tokens (NFT): A Scoping Review.” Journal of Knowledge Management 28, no. 1 (2023): 232–267. https://doi.org/10.1108/jkm-12-2022-0937.
Benali, Fatima Zohra, Wildan Miftahussurur, Rijal Ali Santos, and Zaenol Hasan. “The Algorithmic Fiqh: Qiyas and the Cryptocurrency Paradigm.” IJIL 8, no. 1 (2025): 1–28. https://doi.org/10.35719/c3g8zb70.
Byun, Hyeonsu, Jueun Kim, Yunseok Jeong, Byoungjin Seok, Seonghyeon Gong, and Changhoon Lee. “A Security Analysis of Cryptocurrency Wallets Against Password Brute-Force Attacks.” Electronics 13, no. 13 (2024): 2433. https://doi.org/10.3390/electronics13132433.
Daulay, Erika Nur Syarifah, and Akhmad Budi Cahyono. “Legal Protection for Heirs With Non-Fungible Token Heritage Objects.” JLPH 5, no. 3 (2025): 2216–2227. https://doi.org/10.38035/jlph.v5i3.1198.
Dharma, Dicki Surya. “Regulating the Metaverse: Ensuring Legal Protection and Intellectual Property Rights in the Digital Landscape.” Indonesian Law Journal 16, no. 2 (2023): 161–184. https://doi.org/10.33331/ilj.v16i2.131.
Dinneen, Jesse David, Maja Krtalić, Nilou Davoudi, Helene Hellmich, Catharina Ochsner, and Paulina Bressel. “Information Science and the Inevitable: A Literature Review at the Intersection of Death and Information Management.” Journal of the Association for Information Science and Technology 75, no. 3 (2023): 268–297. https://doi.org/10.1002/asi.24861.
Dowling, Michael. “Fertile Land: Pricing Non-Fungible Tokens.” Finance Research Letters 44 (2022): 102096. https://doi.org/10.1016/j.frl.2021.102096.
Faizi. “Are Cryptocurrencies Ḥaram? A Critical Analysis Toward MUI’s Fatwā.” Al-Ihkam: Jurnal Hukum & Pranata Sosial 18, no. 2 (2023): 420–442. https://doi.org/10.19105/al-lhkam.v18i2.8290.
Febriandika, Nur Rizqi, Fadli, and Denizar Abdurrahman Mi'raj. “How Are NFT (Non-Fungible Token) Transactions Reviewed According to Islamic Law?.” Borobudur Law Review 4, no. 1 (2022): 1–12. https://doi.org/10.31603/burrev.6807.
Gaidash, Arkadiy, and Farkhad Karagussov. “Investigating the Inheritance of Digital Currency: Legal Challenges and Criminological Perspectives.” PJC 16, no. 3 (2024): 245–260. https://doi.org/10.62271/pjc.16.3.245.260.
Ghazali, Siti Fadhilah, Naimah Abu Kasim, and Suharne Ismail. “Isu-Isu Fiqh Semasa dalam Pengurusan Harta Pusaka Kecil di Malaysia.” Jj 3, no. 2 (2024): 268–280. https://doi.org/10.64638/jj.v3i2.014.
Gül, Mutlu. “The Attribution of the Criteria for Critical Appraisal of Content in the Hanafīs’ Hadīth Understanding to Abū Hanīfa.” Kocatepe İslami İlimler Dergisi 4, no. 2 (2021): 283–297. https://doi.org/10.52637/kiid.1002102.
Haryati, Junaidi, and Abdul Mughits. “Wealth and Its Acquisition in the Metaverse From the Perspective of Islamic Economic Law.” Az-Zarqa: Jurnal Hukum Bisnis Islam 16, no. 2 (2025): 152–177. https://doi.org/10.14421/az-zarqa.v16.i2.4024.
Hasan, Rim. “Metaverse through the Lens of Shariah: A Systematic Literature Review.” Journal of Islamic Marketing 14, no. 11 (2023): 2714–2735. https://doi.org/10.1108/JIMA-08-2022-0211.
Hassen, Oday, Ansam Abdulhussein, Saad Darwish, Zulaiha Ali Othman, Sabrina Tiun, and Yasmin Lotfy. “Towards a Secure Signature Scheme Based on Multimodal Biometric Technology: Application for IOT Blockchain Network.” Symmetry 12, no. 10 (2020): 1699. https://doi.org/10.3390/sym12101699.
Hidayat, Enang. “Induction and Its Relevance to the Transformation of Sharia Economic Law in Indonesia: A Study of Four Madhhabs.” Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam 7, no. 1 (2024): 71. https://doi.org/10.30659/jua.v7i1.28692.
Hussain, Khasif. “From Pulpit to Marketplace: The Evolution of Religious Political Parties in Pakistan.” World Affairs 187, no. 2 (2024): 151–160. https://doi.org/10.1002/waf2.12021.
Hussien, Hassan Mansur, Sharifah Md Yasin, Nur Izura Udzir, and Mohd Izuan Hafez Ninggal. “Blockchain-Based Access Control Scheme for Secure Shared Personal Health Records Over Decentralised Storage.” Sensors 21, no. 7 (2021): 2462. https://doi.org/10.3390/s21072462.
Irfan, Irfan, and Muhyarsyah Muhyarsyah. “A Fiqh Reconstruction in Company Zakat Accounting.” Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies 16, no. 2 (2020): 175–208. https://doi.org/10.18196/aiijis.2020.0120.175-208.
Ismail, Muhammad Naqiyuddin, Norhazlina Ibrahim, and Safeza Mohd Sapian, “The Process of Claiming Asset in Bahagian Pembahagian Pusaka (BPP).” International Journal of Academic Research in Business and Social Sciences 13, no. 12 (2023): 3456–3465. https://doi.org/10.6007/ijarbss/v13-i12/19691.
Jiang, Zefan. “The Legal Nature of Digital Collectibles and the Adaptive Challenges of the Civil Law Property System.” Current Research in Law & Practice 3, no. 1 (2025): 55–70. https://doi.org/10.53104/curr.res.law.pract.2025.07005.
Kamis, Nur Syaedah, and Norazlina Abd. Wahab. “Analysing the Loopholes on Estate Administration of Cryptocurrency in Malaysia.” International Journal of Islamic Business 7, no. 2 (2022): 65–77. https://doi.org/10.32890/ijib2022.7.2.5.
Karamitsos, Ioannis, Maria Papadaki, Khalil Al-Hussaeni, and Andreas Kanavos. “Transforming Airport Security: Enhancing Efficiency Through Blockchain Smart Contracts.” Electronics 12, no. 21 (2023): 4492. https://doi.org/10.3390/electronics12214492.
Katuk, Norliza, Norazlina Abd Wahab, and Nur Syaedah Kamis. “Cryptocurrency Estate Planning: The Challenges, Suggested Solutions and Malaysia’s Future Directions.” Digital Policy Regulation and Governance 25, no. 4 (2023): 325–350. https://doi.org/10.1108/dprg-10-2021-0126.
Khotimah, Umi Khusnul. “The Law of Gender Justice in Digital Inheritance Distribution: A Fiqh Perspective on Crypto Assets and Non-Fungible Tokens in Dubai,” Sasi 31, no. 2 (2025): 130–141. https://doi.org/10.47268/sasi.v31i2.2929.
Kim, Soo Jeong. "Discussion on the Qualification of Virtual Assets as a Property." The Korean Association of Civil Law 106 (2024): 35–79, https://doi.org/10.52554/kjcl.2024.106.35.
Kiranawati, Yenik Candra, Shifa Miarti Aziza, Arim Nasim, and Caria Ningsih. “Islamic Banking Governance in Maqashid Sharia Perspectives: A Systematic Literature Review.” Share Jurnal Ekonomi dan Keuangan Islam 12, no. 1 (2023): 59–74. https://doi.org/10.22373/share.v12i1.15446.
Knott, Janice Denegri, Rebecca Jenkins, and Siân Lindley. “Valuing Digital Possessions: The Role of Affordances.” Journal of Computer-Mediated Communication 27, no. 6 (2022): 1–11. https://doi.org/10.1093/jcmc/zmac019.
Komaruddin, Koko, Andrew Shandy Utama, Eko Sudarmanto, and Sugiono. “Islamic Perspectives on Cybersecurity and Data Privacy: Legal and Ethical Implications.” West Science Law and Human Rights 1, no. 4 (2023): 166–172. https://doi.org/10.58812/wslhr.v1i04.323.
Kostenko, Oleksii, Vladimir Furashev, Dmytro Zhuravlov, and Oleksii Dniprov. “Genesis of Legal Regulation of the Web and the Model of the Metaverse Electronic Jurisdiction.”Information and Law 1, no. 48 (2024): 68–83. https://doi.org/10.37750/2616-6798.2024.1(48).300772.
Lai, Jiabin. “Proof of Cryptoasset Ownership in England and Wales.” The International Journal of Evidence & Proof 29, no. 2 (2024): 98–116. https://doi.org/10.1177/13657127241259803.
Lianidis, Konstantinos, Domen Bajde, and Mikkel Nøjgaard. “Ownership Technologies.” Marketing Theory 25, no. 3 (2024): 497–505. https://doi.org/10.1177/14705931241279554.
Mensi, Walid, Ferihane Zaraa Boubaker, Khamis Hamed Al-Yahyaee, and Sang Hoon Kang. “Dynamic Volatility Spillovers and Connectedness Between Global Cryptocurrencies and Islamic Stock Markets.” Pacific-Basin Finance Journal 62 (2020): 230-238. https://doi.org/10.1016/j.pacfin.2020.101361.
Mokodenseho, Sabil, Retnawati Siregar, Shohib Muslim, Kalijunjung Hasibuan, and Rahman Rahman. “Analysis of the Influence of Fiqh and Maqasid Al-Syariah in the Formation of Islamic Legal Policy in Indonesia.” WSiSS 2, no. 1 (2024): 30–37. https://doi.org/10.58812/wsiss.v2i01.590.
Musfira, Musfira, Syahrizal Abbas, Khairani Khairani, and Wahyu Khafidah. “The Concept of Joint Property Ownership of Husband and Wife.” Proceedings of International Conference on Multidiciplinary Research 4, no. 1 (2022): 15–19. https://doi.org/10.32672/pic-mr.v4i1.3733.
Nasrul, Muhammad Amrullah Drs, Nurin Athirah Mohd Alam Shahl, Najhan Muhamad Ibrahim, and Zati Ilham Abdul Manaf. “Overview of Digital Asset and Its Process Under the Inheritance Management.” International Journal of Business and Technology Management 5, no. S5 (2023): 199–208. https://doi.org/10.55057/ijbtm.2023.5.s5.22.
Nisa, Raihanun, Chairul Fahmi, and Riadhus Sholihin. “The Validity of Cryptocurrency’s Zakat.” JJHK 9, no. 2 (2025): 559–585. https://doi.org/10.22373/jurista.v9i2.286.
Nurjaman, Muhamad Izazi, Sofian Al-Hakim, Iwan Setiawan, and Mualimin Mochammad Sahid. “Analysis of Buying, Selling, and Leasing Virtual Land in the Metaverse: A Perspective from Sharia Economic Law.” Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam 6, no. 1 (2024): 12–26. https://doi.org/10.30659/jua.v6i1.22782.
Oktavia, Sri Libra, Soerya Respationo, Erniyanti Erniyanti, Ramon Nofrial, and Muhammad Tartib. “Legal Analysis of the Distribution of Inheritance in the Form of Land Rights to Foreign National Heirs.” Journal of Multidisciplinary Academic Business Studies 1, no. 1 (2023): 81–89. https://doi.org/10.35912/jomabs.v1i1.1815.
Park, Kyoung Shin. “The Study on IPR Issues Surrounding Uses of NFTs in Metaverse.” Law Research Institute Chungbuk National University 13, no. 2 (2022): 83–121. https://doi.org/10.34267/cbstl.2022.13.2.83.
Putra, Ismail Rangga Wahana, Gunardi Lie, and Jelita Sihite. “Bought and Lost: Perlindungan Hukum Bagi Konsumen Atas Kehilangan Aset Digital Di Era Metaverse.” Jurnal Hukum Politik dan Ilmu Sosial 4, no. 3 (2025): 212–221. https://doi.org/10.55606/jhpis.v4i3.5587.
Razi, Qaiser, Aryan Devrani, Harshal Abhyankar, Chalapathi, Vikas Hassija, and Mohsen Guizani. “Non-Fungible Tokens (NFTs)—Survey of Current Applications, Evolution, and Future Directions.” IEEE Open Journal of the Communications Society 5 (2024): 2765–2791. https://doi.org/10.1109/ojcoms.2023.3343926.
Rusydiana, Aam Slamet. “Islamic Inheritance.” Fara’id and Wealth Management 1, no. 1 (2021): 68. https://doi.org/10.58968/fwm.v1i1.68.
Saerang, Aloysius Ansell, Meita Kristalina Laman, and Setiani Putri Hendratno. “Accounting Profession in Metaverse Era—NFT.” E3S Web of Conferences 426 (2023): 02052. https://doi.org/10.1051/e3sconf/202342602052.
Safaei, Adel, Saeed Najafi, Elham Aliniadoun, Toktam Parhizkarkhadiv, Mehri Houshyaramiri, Mohammadali, Rajabi Torbehbar, Seyed Hossein Alavi, Simin Naghibi, Masouleh, Salar Basiri, Ali Farzpourmachiani, and Mehdi Farzpourmachiani. “Entrepreneurship in Metaverse Real Estate: A Comprehensive Review.” IJAEM 7, no. 7 (2025): 148–152. https://doi.org/10.35629/5252-0707148152.
Shamsuddin, Norin Rahayu, Khairul Adilah Ahmad, Taniza Binti Tajuddin, Moch Yusuf Asyhari, Pratiwi Susanti, and Juwari. “Exploring the Nexus Between Zakat, Gold, and Silver: A Review of Scholarly Contributions.” International Journal of Research and Innovation in Social Science 8, no. 10 (2024): 2454–2464. https://doi.org/10.47772/ijriss.2024.8100203.
Sin, Jihye. “A Study on the Legal Nature of Blockchain-Based Virtual Assets from a Civil Law Perspective: A Critical Introduction to the UNIDROIT Principles on Digital Assets and Private Law.” Inst Leg Myongji Univ 23, no. 2 (2025): 195–220. https://doi.org/10.53066/mlr.2025.23.2.195.
Thaidi, Hussein 'Azeemi Abdullah, Muhammad Farooq, Muhammad Firdaus Abd Rahman, and Huzaifa Aliyu Jangebe. “Voidable Financial Contracts (‘Uqud Fasidah) and the Rectification Mechanisms: A Fiqh Juristic Review.” Journal of Fatwa Management and Research 29, no. 2 (2024): 58–78. https://doi.org/10.33102/jfatwa.vol29no2.560.
Truong, Vu Tuan, Long Le, and Dusit Niyato. “Blockchain Meets Metaverse and Digital Asset Management: A Comprehensive Survey.” IEEE Access 11 (2023): 26258–26288. https://doi.org/10.1109/access.2023.3257029.
Uddin, Mueen, Muath Obaidat, Selvakumar Manickam, Shams Ul Arfeen Laghari, Abdulhalim Dandoush, Hidayat Ullah, and Syed Sajid Ullah. “Exploring the Convergence of Metaverse, Blockchain, and AI: A Comprehensive Survey of Enabling Technologies, Applications, Challenges, and Future Directions.” Wiley Interdisciplinary Reviews Data Mining and Knowledge Discovery 14, no. 6 (2024): e1556. https://doi.org/10.1002/widm.1556.
Ullah, Rahmat, Riaz Ahmad, and Irum Saba. “An Exploratory Study of Manfaʿah (Usufruct) in Ijārah Accounting from the Sharīʿah Perspective.” Isra International Journal of Islamic Finance 15, no. 4 (2023): 4–24. https://doi.org/10.55188/ijif.v15i4.688.
Volodymyrovych, Krasnykov Yevgen. “Development and Implementation of New Organizational Structures in the Public Sector.” Democratic Governance 32, no. 2 (2023): 11–27. https://doi.org/10.23939/dg2023.02.011.
Watters, Casey. “When Criminals Abuse the Blockchain: Establishing Personal Jurisdiction in a Decentralised Environment.” Laws 12: 33 (April 2023): 1–16. https://doi.org/10.3390/laws12020033.
Widigdo, Aslam Mei Nur. “Islamic Insurance: How Far Has It Been Researched?.” Fara’id and Wealth Management 3, no. 2 (2023): 393. https://doi.org/10.58968/fwm.v3i2.393.
Zade, Shrushti, Sakshi Atrik, and Aarti Pimpalkar. “Metaverse and NFT Blockchain.” Indian J. Comput. Sci. Technol. (2024): 50–54. https://doi.org/10.59256/indjcst.20240302005.
Authors
Copyright (c) 2026 Ahmad Muntazar, Syafruddin Syafruddin, Oneng Nurul Bariyah, Fouad Larhzizer

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

Asy-Syir'ah : Jurnal Ilmu Syari'ah dan Hukum by Faculty of Sharia and Law, UIN Sunan Kalijaga Yogyakarta is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.